5'6" tall, Punjabi girl, Simran Naval was born on April 4, 1976 in Mumbai, India. She has two younger sisters. Simran finished her Bachelor's degree in Commerce. She joined Bollywood when Jaya Bachchan saw her in "Superhit Muqabla" on Doordarshan’s Metro channel. Before this serial, Simran regularly performed on stage during her college days. Jaya Bachchan (Amitabh Bachchan Corporation Limited) called her and offered a leading role in "Tere Mere Sapne".

Because she got many offers from South Indian films, she left Mumbai to prove her talent in the south. Simran has acted with leading stars such as Chiranjeevi, Kamalhasan, Venkatesh, Nagarjuna, Balakrishna and Mohan Babu. She now learnt Tamil and she has almost settled in Madras as she likes the city and people. She can speak Punjabi, French, Hindi and Tamil.